PM jan Dhan Yojana Good Update: Preparation to give 2.30 lakh to Jan Dhan account holders, know how to take

PM jan Dhan Yojana Good Update: Under the Pradhan Mantri Jan Dhan Yojana, the account of the poor of the country is opened on zero balance in banks, post offices and nationalized banks. It is one of the most ambitious financial programs of the government. Under this scheme poor person can easily open their bank account. Many types of financial benefits are available under this scheme. So let’s know about this plan 

PM jan Dhan Yojana Good Update

In the account opened under the Pradhan Mantri Jan Dhan Yojana, the account holder gets a total benefit of Rs 1.30 lakh. Apart from this, accident insurance is also available in this. The account holder gets an accident insurance of Rs 1,00,000 along with general insurance of Rs 30,000. In such a situation, if something untoward happens to a PM Jan Dhan account holder, then Rs 30,000 is available. If the account holder dies in an accident, then his family gets one lakh rupees.

PM Jan Dhan Yojana is the most ambitious financial program of the government. Under this, PM Jan Dhan account of the poor of the country is opened on zero balance in banks, post offices and nationalized banks. This account can be opened at any bank branch or Business Correspondent (Bank Mitra) outlet.

How to open account?

If you want to open your PM Jan Dhan Yojana account, then you have to go to your nearest bank and fill the form. It has to give detailed information like name, mobile number, bank branch name, applicant’s address, nominee, occupation/employment and annual income and number of dependents, SSA code or ward number, village code or town code etc. Citizen residing in India, whose age is 10 years or more, can open PM Jan Dhan Account.

These documents are mandatory

Aadhar Card, Passport or Driving License or PAN Card, Voter Card, NREGA Job Card, letter issued by the authority, in which name, address and Aadhaar number are written, for opening an account under PM Jan Dhan Yojana Documents, gazetted letter with attested photograph of the account opening officer.

Benefits of this account : PM jan Dhan Yojana Good Update

  1. Overdraft facility is available after 6 months of opening this PM Jan Dhan Yojana account.
  2. Accident insurance cover is available up to Rs 2 lakh.
  3. Life insurance up to Rs.30,000 is available.
  4. Interest is earned on the deposit.
  5. Free mobile banking facility is available with PM Jan Dhan account.
  6. RuPay Debit Card facility, which makes it easy to withdraw money or make purchases from the account.
  7. It is easy to buy insurance, pension products through this.
  8. It is easy to open an account for pension in schemes like PM Kisan and Shramyogi Maandhan.
  9. The best money transfer facility is available across the country.
  10. The benefit of government schemes directly comes into the account.

Jan Dhan account holders will get 10 thousand rupees

Important news for bank account holders. If you haven’t opened your account yet, do so today. On behalf of the central government, customers will get the benefit of full Rs 10,000 on the Pradhan Mantri Jan Dhan Account. If you have not taken advantage of this facility yet, then take advantage of these facilities immediately! The Central Government had started the facility of PM Jan Dhan Yojana account to develop banking facilities among the customers. Apart from this, the general public also gets the money of all government schemes in this account.

In this account, the government gives the facility of overdraft to the customers. Even if you do not have balance in your account, you can take an overdraft up to Rs 10,000. Earlier the salary used to be Rs 5000, which has now been increased to Rs 10,000 by the government. The maximum age limit for overdraft facility in this account is 65 years. To avail the overdraft facility, your PM Jan Dhan account should be at least 6 months old. If not, then only overdraft up to Rs.2,000 is available. There are many benefits available in Pradhan Mantri Jan Dhan Yojana.

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